Purchase with Pure Ease.

• 100% Financing: Full loan coverage for your home purchase.

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• No Income Limits: Open to buyers regardless of income levels.

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• Credit Flexibility: Accepting credit scores down to 580.

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• Open to All Buyers: You don't need to be a first-time buyer.

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• Zero Down Payment Required: Skip the upfront financial burden with 3.5% down payment assistance that's fully forgivable after 36 months of on-time payments. 

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• Interest-Only Loans: Available for borrowers with a credit score of 640 or higher.

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• Seasoned Investors: Eligible with a minimum of 1 year of real estate management experience in the last 3 years.

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• First Time Investors: Eligible down to 640 FICO. No sourcing of large deposits, 100% gift funds allowed up to 75% LTV.

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•  No Reserves required on loan amounts up to $1M

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• Loan-to-Value (LTV) for Purchases: Up to 85% LTV available.​

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• Minor late payments (once in 12 months) do not impact loan terms.​

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• Loan Amounts: Flexible financing options ranging from $125,000 to $3,500,000.

• Zero Down Payment: Enter homeownership without an upfront down payment through our exclusive 0% Down Purchase Program.

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• Down Payment Assistance: Receive 3% of the purchase price, up to $15,000, as a second lien with no interest and no monthly payment requirements. The balance is only due when the first lien is refinanced or paid off.

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• Accessible to Many: Open to first-time and repeat buyers nationwide, with no geographic restrictions.

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• Affordable Loan Terms: Designed for single-unit primary residences with a maximum LTV of 97% and a minimum FICO® Score of 620.

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• Special Benefit for Very-Low Income Borrowers: Borrowers with qualifying incomes at or below 50% AMI receive an additional $2,500 credit, reducing their second lien balance with no repayment required.

• Verified Approval Letters: Gain a competitive edge in the housing market with our Verified Approval Letters, showcasing your financial readiness to sellers.

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• Enhanced Credibility: These letters provide a stronger assurance of your loan eligibility, increasing your reliability as a buyer.

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• Faster Closing: Speed up the home buying process with pre-verified financial credentials.

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• Exclusive Wholesale Partner Benefits: Access the lowest costs and best terms with a wholesale partner like us.

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• Streamlined Experience: Enjoy a smoother, more efficient home buying journey with reliable pre-approval from the biggest lender in the country.