Purchase with Pure Ease.

• 100% Financing: Full loan coverage for your home purchase.

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• No Income Limits: Open to buyers regardless of income levels.

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• Credit Flexibility: Accepting credit scores down to 580.

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• Open to All Buyers: You don't need to be a first-time buyer.

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• Zero Down Payment Required: Skip the upfront financial burden with 3.5% down payment assistance that's fully forgivable after 36 months of on-time payments. 

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• Interest-Only Loans: Available for borrowers with a credit score of 660 or higher.

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• Seasoned Investors: Eligible with a minimum of 1 year of real estate management experience in the last 3 years.

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• First Time Investors: Qualify if they've owned a primary residence for at least one year and have a credit score of 680 or above.

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• Loan-to-Value (LTV) for Purchases: Up to 75% LTV available.​

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• Minor late payments (once in 12 months) do not impact loan terms.​

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• Loan Amounts: Flexible financing options ranging from $125,000 to $3,000,000.

• Minimal Down Payment: Enter homeownership with as little as 1% down through our ONE+ program.

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• Additional Grant: Benefit from a 2% grant provided by our lending partners, boosting initial home equity.

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• Accessible to Various Buyers: Open to both first-time and repeat buyers nationwide, with no location restrictions.

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• Conventional Loan Product: Designed for affordable housing with a maximum loan limit of $350,000.

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• Eligibility Requirements: Must have a FICO® Score of 620 or better, and the program is limited to single-unit primary residences.

• Verified Approval Letters: Gain a competitive edge in the housing market with Our Verified Approval Letters, showcasing your financial readiness to sellers.

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• Enhanced Credibility: These letters provide a stronger assurance of your loan eligibility, increasing your reliability as a buyer.

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• Faster Closing: Speed up the home buying process with pre-verified financial credentials.

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• Exclusive Wholesale Partner Benefits: Access the lowest costs and best terms with a wholesale partner like us.

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• Streamlined Experience: Enjoy a smoother, more efficient home buying journey with reliable pre-approval from the biggest lender in the country.