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Our brand and mortgage platform

Pure Capital Lending is a team powered by West Capital Lending, Inc. West Capital is the mortgage platform behind our team. Company and individual licensing, loan programs, and service availability depend on the property state and the assigned licensed loan professional.

West Capital Lending corporate office: 17911 Von Karman Ave, Suite 400, Irvine, CA 92614. The applicable originating company, loan professional, and lending structure will be identified in your loan documents.

Verify current company and individual licensing through NMLS Consumer Access. Review West Capital Lending’s state licensing information. Availability must be confirmed for the property’s state and the assigned loan professional.

Equal Housing Lender

West Capital Lending is an Equal Housing Lender. We follow federal fair-lending requirements and do not discriminate on prohibited grounds, including race, color, religion, national origin, sex, marital status, eligible age, public-assistance income, or the good-faith exercise of consumer credit rights. Loan eligibility remains subject to underwriting and property approval.

West Capital identifies the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580, as the federal agency administering its compliance with these laws. Review West Capital’s official resources above for its full notices and current licensing information.

Lending channels and lender network

West Capital Lending operates through broker and correspondent lending channels, including its Rocket Mortgage relationship. In a broker transaction, another lender generally funds the loan; in a correspondent transaction, the originating lender funds the loan and may sell it to an investor. The structure that applies to your loan is identified in the loan disclosures.

The 150+ lender relationships description reflects the network described by West Capital and confirmed by Pure Capital, checked October 6, 2026. West Capital network reference. Access varies by loan program, property state, borrower profile, channel, and current lender availability. We do not submit every inquiry to every lender. Featured logos identify representative network relationships and belong to their respective owners; they do not imply a separate endorsement of this website.

Ranking and reviews

West Capital Lending’s website describes the company as Rocket Mortgage’s #1 National Broker Partner. We attribute this designation to West Capital’s own published claim, checked October 5, 2026. It is not a separate Pure Capital award and is not a promise of lowest rates, fastest closing, or approval. Source.

The 5.0 rating and 58-review count shown for Christian Lyons were displayed by Experience.com when checked October 6, 2026. Ratings can change. The Ray Wu, Eric, Yong C, and Amy M quotations are selected excerpts from five-star reviews on that profile. Yong C’s review describes working with Tony; the rating is the aggregate displayed on Christian’s profile. Read the full reviews. Ray’s review is displayed as Ray W on Experience.com and as Ray Wu on Pure Capital’s existing website. Individual experiences do not guarantee similar results.

Education and calculator results

Educational material is general information. Calculators use user-editable assumptions and do not retrieve live rates, assess eligibility, or produce Loan Estimates. Mortgage payment estimates may omit costs unless you include them. Refinance break-even estimates are simplified and do not account for all economic factors.

Home equity risk

A HELOC, home equity loan, and cash-out mortgage are secured by your home. Failure to repay may result in foreclosure. HELOC interest rates and payments can vary. A cash-out refinance replaces the existing first mortgage, potentially changing its rate, term, and total cost.

Government programs

Pure Capital and West Capital are not government agencies and are not endorsed by HUD, FHA, or the Department of Veterans Affairs. References to government-backed loans describe programs, not government affiliation.

Questions or concerns

Contact clyons@westcapitallending.com or (888) 827-2641. For licensing information, use the official resources above.